The Frith’s Consultants Group, INC
A More Detailed Information About Our Plans
Questions and Answers
The Frith's Consultants Group, INC has answered the most frequently asked questions about our life insurance plans. Please don’t hesitate to contact us if your question or concern is not included in the list below.
How old do I have to be to obtain an insurance or adjuster’s license?
How old do I have to be to obtain an insurance or adjuster’s license?
In North Carolina and Virginia, you must be 18 years old to obtain an insurance or adjuster's license.
I registered for a course online. How do I pay?
I registered for a course online. How do I pay?
Payment by cash, check or money order may be submitted via mail or during course check-in but space is limited. You may also pay via credit card on the website.
Am I required to prepay for a prelicensing course?
Am I required to prepay for a prelicensing course?
We welcome cash, check and money order payments in our office. You may also pay via credit/debit card here.
Do I need to have a job with an insurance company before attending a pre-licensing course?
Do I need to have a job with an insurance company before attending a pre-licensing course?
No. You will eventually need to be appointed with a company approved to sell insurance products in NC, VA to keep your license active, but you do not need to be affiliated with a company before obtaining a license.
How long is a pre-licensing exam admission ticket good?
How long is a pre-licensing exam admission ticket good?
Licensing Exam Admission Tickets, awarded to students at the end of each licensing course for successful completion and needed to take the state licensing exam, are good for 90 days from the date they are issued (i.e., the date that is printed on the ticket)
OR
for 5 test attempts, whichever comes first. For a re-issued ticket, you must pass the pretest and/or repeat the pre-licensing course.
Can I leave a pre-licensing course early or miss part of a day?
Can I leave a pre-licensing course early or miss part of a day?
NC law requires students attending any agent's pre-licensing course to attend the full number of prescribed classroom hours for each license type; attendance is not optional.
Why do I have to file a licensing application to get my license?
Why do I have to file a licensing application to get my license?
NC and VA requires all applicants seeking licensure for any insurance license to file a licensing application with NIPR and pay all associated fees. For more detailed information on the licensing application process, click here.
Do I need to file a licensing application for each license that I want?
Do I need to file a licensing application for each license that I want?
Yes. Licensing applications may be filed individually for each license sought, or one application may be filed for multiple licenses (as long as they will each be completed within 6 months).
Please note:
If only one application is filed for multiple licenses, the licenses will not be issued to the applicant by NIPR until the final licensing exam applied for is successfully passed.
How long is a licensing application good?
How long is a licensing application good?
Licensing applications are valid for 6 months once they are approved by NIPR. Fees paid to NIPR as part of the application process are non-refundable.
Do I need to be fingerprinted in order to obtain an insurance license?
Do I need to be fingerprinted in order to obtain an insurance license?
Per NC regulations, fingerprinting for licensure is required only for the first license obtained, even if you have previously been fingerprinted for unrelated reasons. Licenses that have lapsed for longer than one year will require you to be re-fingerprinted for reinstatement.
Who can I contact with questions about completing my license application?
Who can I contact with questions about completing my license application?
Please call the NC Licensing Application Helpline at (855) 674-6477 or email customerservice@nipr.com.
Why do I have to take and pass a pretest as part of my pre-licensing course?
Why do I have to take and pass a pretest as part of my pre-licensing course?
NC licensure regulations require each licensing applicant (with the exception of adjusters) to pass an approved licensing pretest as part of all classroom and self-study courses. Students must achieve a minimum passing score of 70% to receive credit. Individuals who fail on the first attempt must make arrangements to retake the pretest at a later date.
Where can I take my licensing exams?
Where can I take my licensing exams?
NC Pearson VUE testing centers are located in Winston-Salem, Asheville, Charlotte, Greenville, Raleigh, Statesville, and Wilmington.
How do I make an exam reservation?
How do I make an exam reservation?
After you have completed your Licensing Application and after you have received an email authorization from Pearson VUE, you may visit this site to make an exam reservation.
How many questions are on the licensing exams and how long do I have to take them?
How many questions are on the licensing exams and how long do I have to take them?
Life Insurance: 60 questions / 1 hour, 15 minutes
(All questions are multiple choice.)
What do I need to do to keep my insurance license active?
What do I need to do to keep my insurance license active?
Every agent and adjuster licensed in the state of North Carolina must complete a minimum of 24 hours of Continuing Education every 2 years to maintain licensure.
Can FCGroup Instructors teach as pre-licensing course at my office?
Can FCGroup Instructors teach as pre-licensing course at my office?
Yes, we offer private, offsite licensing training for sizable groups. For more information, please email us at frithconsultants@gmail.com.
Can I purchase an individual pre-licensing textbook or a set of pre-licensing review CDs prior to class?
Can I purchase an individual pre-licensing textbook or a set of pre-licensing review CDs prior to class?
Yes. To purchase textbooks and review CDs our course please call our office or email us at frithconsultants@gmail.com.
